Are you ready to make your dream of owning a home in California a reality? The CALHFA Dream For All Program is here to help, and I’m Jason Vassar from American Pacific Mortgage, your trusted partner in achieving homeownership. Let’s dive into what this program has to offer and how it can make your dream home a reality.

Unlocking Homeownership with the Dream For All Program

Homeownership is a cornerstone of building intergenerational wealth, and CALHFA is dedicated to ensuring that all Californians have equitable access to this opportunity. The Dream For All Program offers a unique solution: a lottery-based Shared Appreciation Loan that provides up to 20% of the home purchase price for down payment and closing costs. It’s a game-changer for first-time homebuyers like you.

How Does it Work?

Participating in the Dream For All Program is simple. You enter the lottery, and if selected, you could receive up to 20% of the purchase price of your dream home. This assistance can significantly reduce the financial burden of buying a home, making homeownership more achievable for you and your family.

Why Choose the Dream For All Program?

Here’s what sets the Dream For All Program apart:

Accessibility: It’s designed to level the playing field, ensuring that first-time homebuyers have access to the financial support they need to buy a home.

Flexibility: You can use the assistance provided by the Shared Appreciation Loan for your down payment or closing costs, giving you more flexibility in your homebuying journey.

Expert Guidance: With Jason Vassar from American Pacific Mortgage on your side, you’ll have a trusted professional guiding you every step of the way. I’m here to make the process smooth and stress-free for you.

Eligibility Requirements

To qualify for the Dream For All Program, you must meet the following criteria:

First-Time Homebuyer: This program is specifically for first-time homebuyers who are looking to purchase their primary residence.

Citizenship or Qualified Alien Status: You must be a citizen, other National of the United States, or a “Qualified Alien” as defined by U.S. law.

Credit, Income, and Loan Requirements: You’ll need to meet the credit, income, and loan requirements set by CALHFA’s first mortgage loan program and its partners.

First-Generation Homebuyer: At least one borrower must be a first-generation homebuyer, paving the way for homeownership in your family.

California Residency: At least one borrower must currently reside in California, demonstrating a commitment to homeownership in the Golden State.

Take the First Step Today

Don’t let the barriers of homeownership hold you back. Take the first step towards your dream home by exploring the CALHFA Dream For All Program. Contact Jason Vassar at American Pacific Mortgage to learn more and start your journey to homeownership today. Let’s make your dream home a reality together.